Your Chance to Win $1,000 Gift Card

eg visa gift loan blog

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*No purchase is necessary to take part in the drawing. Any member in good standing may send a 3 X 5 index card with, name, account number, email address, home phone, cell phone and mail it to E&G Employees FCU 333 N. Central Ave. Hartsdale, NY 10530 Attn: Winter Gift Promotion. Only one (1) card per member is allowed to receive the one (1) entry. Lucky Loan promotion entries are calculated on “New Money” amounts only. New Money up to $9,999 gets 1 entry, $10,000 to $19,999 2 entries and over $20,000 3 entries. Odds will vary depending on the final number of entries. Visa Gift cards are subject to Visa terms and conditions. If loan is an add on to an existing loan, the entire balance will be calculated at the prevailing rate and only the “New Money” portion will be used for entry qualification. An application for credit is required and approval process is based on member’s credit history. Mortgage loans, Visa credit cards, and overdraft LOC are excluded from this offer. Credit union may alter or end promotion at any time. See current rates or call the credit union for complete details at (914) 946-6200.

Go Nuts with Savings at E&G

Loan Promo Page


*All loan rates are based upon member’s credit worthiness at the time of application. Low as rate and payments shown above assumes excellent credit for term shown, your actual rate and payment may differ. 2.50% discount is deducted from the rate the member qualifies for and applies to new money loans only. Auto loan payments (new & used) also assumes an LTV of 80% or less (20% or greater deposit). Your actual rate and payment will be disclosed when your application is approved. This is not a guarantee of credit. An application for credit is required. All rates are subject to change without notice. Mortgage loans, Visa credit cards, overdraft LOC, refinanced credit union loans and add ons are excluded from this offer. 5.75% balance transfer rate is for balances transferred from another institution only. Transfers may not exceed the credit line a member is approved for. All purchases and cash advances will be charged at the rate you are approved for. See for current rates or call the credit union at (914) 946-6200.

Volunteers Needed! Can You Help?


E&G Employees FCU is looking for volunteers willing to share their wisdom and leadership skills, by becoming a member of our volunteer board of directors or part of our supervisory committee. The board of directors, in consensus with our management team, helps to steer the direction of the credit union. The supervisory committee helps insure that members receive the very best in service. The time commitment for a board of director position is about 3-4 hours a month and the supervisory committee is about 1 hour per month.

Please consider helping us help you!

If interested please call us at (914) 946-6200 or email us at TODAY!


New “Members Only” Auto Club

Discover Affordable Worry-free Driving with Credit Union Auto Club

Educational & Governmental Employees FCU now offers Credit Union Auto Club, a roadside assistance program created exclusively for credit union members and provides unparalleled service and unprecedented value. Credit Union Auto Club offers a wide-range of roadside assistance services and other travel-related benefits to keep you on the road. From little incidents like being locked out of your vehicle to bigger troubles like needing a tow truck, Credit Union Auto Club is here to help get you back on the road quickly. Its professional customer service team is just a phone call away and ready and waiting to assist you 24 hours a day, 7 days a week, 365 days a year. They’re always there when you need them.

Speak to a Educational & Governmental Employees FCU member representative or visit to learn more.

E&G Checking & Visa Debit Card-The Dynamic Duo!


Great services designed to make managing money easier for our members!

E&G No Monthly Fee Checking

The first great service in our Dynamic Duo is our NO Monthly Fee checking. This great account offers members the best benefits without the cost of other institutions! Plus, using direct deposit or payroll deduction of your paycheck or pension payments, you have immediate access to the funds. Check out the great features:

  • No Monthly Fees
  • No Fee Unlimited Check Writing
  • $0.01 Minimum Balance (Just 1¢)
  • Earn Dividends on Balances of $1,000 or More
  • Free 24/7 Home Internet Banking
  • Free 24/7 Audio Response Via Any Touch Tone Phone
  • No Monthly Fee Visa Debit Card
  • Overdraft Protection (Optional Line of Credit*)

* An approved loan application is required for Overdraft Protection line of credit. Protection is limited to the available balance in your open line of credit. Call credit union for more information Hartsdale- (914) 946-6200 or Mt. Vernon (914) 664-2646.

E&G No Monthly Fee Visa Debit Card

The part of the Dynamic Duo is our NO Monthly Fee Visa Debit Card. This great card offers members worldwide access to their checking & savings accounts! Plus, the card is accepted for payment at any retailer that accepts Visa, payments come right out of your checking account. Check out the great features:

  • No Monthly Fees
  • Over 28,000 Surcharge Free ATMS (locator on E&G Website)
  • Locate Free E&G and CO-OP ATM Locations on the Go                
  • Automated Phone Locator (888) SITE COOP (1-888-748-3266)


No Monthly Fee Checking at E&G

 Great Checking with No Monthly Fees!

E&G provides members with the great features you would expect with any checking account, unlimited check writing, No Monthly Fee Visa debit card, Online Home banking, E-statements, and so much more. Plus, members who have checking with us also earn dividends on balances in their checking of $1,000 or more.

Changing checking accounts can take some time and is often the stumbling block between making the switch from a bank that is charging you a fee for their checking to the credit union where it is and has always been free. We are very sensitive to this reality and so we have developed an Easy Checking Switch Kit to help. Our hope is that you will find our switch kit makes you changing from the bondage of monthly fees to the freedom of E&G’s No Monthly Fee checking.

The reality is, changing your checking account will take a little effort but will be well worth the savings and piece of mind it will bring.

For complete details on this account and our many other services be sure to Visit Our Website Today!

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