*No purchase is necessary to take part in the drawing. Any member in good standing may send a 3 X 5 index card with, name, account number, email address, home phone, cell phone and mail it to E&G Employees FCU 333 N. Central Ave. Hartsdale, NY 10530 Attn: Winter Gift Promotion. Only one (1) card per member is allowed to receive the one (1) entry. Lucky Loan promotion entries are calculated on “New Money” amounts only. New Money up to $9,999 gets 1 entry, $10,000 to $19,999 2 entries and over $20,000 3 entries. Odds will vary depending on the final number of entries. Visa Gift cards are subject to Visa terms and conditions. If loan is an add on to an existing loan, the entire balance will be calculated at the prevailing rate and only the “New Money” portion will be used for entry qualification. An application for credit is required and approval process is based on member’s credit history. Mortgage loans, Visa credit cards, and overdraft LOC are excluded from this offer. Credit union may alter or end promotion at any time. See current rates or call the credit union for complete details at (914) 946-6200.