*Credit is not guaranteed, an application must be submitted and approved for any loan. The low as rate and cost per $1,000 shown is for illustration only and assumes excellent credit, your rate and cost per $1,000 may vary. First payment will be scheduled for the 5th of the month at least 60 days after loan closing but interest will accrue from the loan closing date. 5.75% balance transfer rate is for balances transferred from another institution only, existing E&G EFCU card balances are excluded. Transfers may not exceed the credit limit a member is approved for. All purchases and cash advances will continue to be charged at the rate you are approved for. Mortgage loans, Visa, lines of credit and add-ons are not eligible for this offer. Rates are subject to change without notice and promotion can be canceled at discretion of the credit union management at any time.