*Chances of receiving a rate of 0% is 1 in 100. Odds for other discounts can be found at https://www.egefcu.com/gold-odds. Credit is not guaranteed, an application must be submitted and approved for any loan. Rate discount is taken off the rate a member qualifies for. The low as rate and payments shown above are based on excellent credit with the illustrated coupon. Your rate and payment may differ and will depend on your credit history and the selected discount. Auto loan payments illustrated assume maximum term illustrated and with a minimum deposit of 20% of the vehicle’s value. Mortgage loans, Visa, Add-Ons, and Lines of credit are not eligible for this promotion. The promotion is also for “New Money Only” refinanced credit union loans are not eligible. Rates are subject to change without notice and the promotion can be cancelled at the discretion of the credit union at anytime.